Just don’t open it

Why would you?  I don’t.  Not right now.

You’ve got a 401(k) statement coming in.  You may have a brokerage account statement or two coming in.  Are you shrinking in fear from the thought of breaching the envelope?

Well, dig:  You planned your strategy considering the hills and valleys of the market, right?  You’re a young person, or relatively so, and you told yourself, or a broker, or both:  Yeah, I can stand it.  Let me have it.  Short-term erratica is fine if it means long-term gains.  You said that, right?  Remember?  Stay with me, now.  I understand that it’s easy to say it when everything’s through the damned roof, and easy to forget when the market’s in the toilet.

Well, friend, this is a valley.  Find the gumption to stand pat.  File that thing unopened, and know you’re doing the right thing long-term.

And if you’ve got cash purchasing more of whatever it is regularly, just consider it a fire sale.

I know gas is $4, but stay with me, dammit!

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